A number of global stock markets are at record highs – should you invest now, or wait?
The positive return outlook for equity over long periods speaks for investing your money as soon as you can. Global equities can complement UK holdings.
Pursue your personal investment strategy by bringing pensions together
Combining old ‘defined contribution’ pension schemes into one plan can lead to a reduced administrative burden, lower fees, and better long-term investment outcomes.
Is cash really king? Watch out for the short-term cash trap
Savers are finding comfort in higher rates, but interest earned on cash is rarely sufficient to expand wealth. Investments offer greater return potential in the long run.
What next for buy-to-let investors?
The buy-to-let sector has gone through tough times, but interest rates are stabilising and mortgage product availability is improving.
What do sky-high interest rates mean for your finances?
Interest rates have soared to a 15-year peak, with the Bank of England recently raising the base rate to 5%, while inflation remains stubbornly high. But how will this affect your personal finances, and what action could you consider taking?
Start the tax year on the front foot
The earlier you plan, the greater your choices and the more potential there is to maximise your financial efficiencies and make tax savings. Here we provide an overview of key factors to consider in the 2023/ 24 tax year.
The advantages of discretionary fund management
A discretionary fund management model can lead to saved time, peace of mind and significantly improved financial efficiencies via the timely implementation of buy and sell orders.
Investing during a recession outlook
Political and economic headwinds are causing uncertainty in financial markets, as high inflation and interest rates bite. But what do investors need to consider amid these tough market conditions?
The tax efficiencies of offshore bonds
Offshore bonds can be a valuable tax planning tool for high earners who max out annual pension and ISA allowances. They also have a number of estate planning advantages that can help to reduce inheritance tax bills.
Why enterprise investment schemes appeal to high earners
High earners and high-net-worth individuals often exhaust available tax shelters, such as pensions and ISAs. But there are less commonly known solutions that can provide valuable tax efficiencies for those in this position.
