LUMIN WEALTH
Experts in financial
planning matters
Personable financial advice and investment management, delivered by a fully dedicated team of Financial Consultants and Paraplanners.
about lumin
A Chartered firm, built on transparent, straightforward advice
Lumin provides personable financial advice and investment management services. With a fully dedicated team of Financial Consultants and Paraplanners, over 4,000 families trust us with their wealth management needs.
Through 1:1 consultations, our financial plans are geared toward growing and protecting wealth by optimising our clients’ income, assets, tax burden and financial security.
Founded in 2010 as a modern financial advice and investment firm with a competitive cost structure, Lumin has scaled to 120+ employees across six UK offices – St Albans, London, Beaconsfield, Reading, Bishop’s Stortford and Poole.
4,000+
Individuals trust Lumin with their wealth
£1.6bn+
Client assets managed
120+
Employees across six UK offices
Chartered
Financial Planners
Top 100
FT Adviser, 2026
New Model Adviser
Citywire Top 100, 2025
Goverment Commercial Agency
Service Supplier
the lumin journey
Over a decade of uninterrupted growth
2010
Lumin is founded
Established as a modern financial advice and investment firm with a competitive cost structure.
2021
VZ-backed
Lumin joins VZ Group, Switzerland’s leading independent financial services provider, cementing our commitment to transparent, straightforward advice.
Today
A growing presence across the UK
120+ employees across six offices, serving over 4,000+ individuals with £1.6bn in client assets.
Backed by Switzerland's leading IFA, VZ Group
From pioneer to market leader
Matthias Reinhart and Max Bolanz founded VZ in 1993 to bring transparency to the Swiss insurance and banking industries – at a time when comparing the price and benefits of financial products was practically impossible.
Today, VZ Group encompasses a number of independent companies offering advice to individuals, companies and large organisations on all financial matters, employing around 1,700 people.
How Lumin helps clients
Advice built on five values
01
We put our clients first
We are committed to delivering exceptional service and value for money, always in our clients' best interests. Every decision and action we take, at every stage, is guided by this commitment.
02
We believe in excellence
Through combined excellence we help our clients to achieve their financial goals, enabling them to protect and grow their wealth and legacy for the future.
03
We plan for the future
We always think long-term, take responsibility and act with integrity. We believe everyone should be treated fairly, respectfully and with the highest level of professionalism at every stage.
04
We simplify complexity
Supported by facts and data, we make complex financial topics accessible to everyone. Because trust is earned when our clients can make the right decisions at the right time.
05
We value knowledge
Our commitment to continuous learning, knowledge sharing, and improvement is imperative, as exceptional service and value only comes from in-depth expertise and innovation.
Working at Lumin
A fully dedicated team of Financial Consultants and Paraplanners
Personable financial advice starts with the people who deliver it. Lumin has scaled to 120+ employees across six UK offices, with uninterrupted growth since 2010.
120+
Employees
6
UK Offices
01
A dedicated team
Financial Consultants and Paraplanners working closely, 1:1 with clients.
02
Six offices, one firm
St Albans, London, Beaconsfield, Reading, Bishop’s Stortford and Poole.
03
Backed for growth
Part of VZ Group, supporting uninterrupted growth since 2010.
Sustainability
Our approach to responsible growth
As part of VZ Group, we take sustainability seriously, from how we invest to how we operate. In 2025, we introduced our first ESG investment solution for UK clients. Read the Group’s 2025 Sustainability Report to learn more.
How we can support you
Resources for every stage
Resources
Factsheets
A range of factsheets and mini-guides to help you stay up to date on key financial planning topics.
Resources
Newsletters
Financial planning and investment newsletters with timely insights, delivered to your inbox every month.
Resources
Podcast
Listen to our experts as they break down the latest financial topics you should be aware of.
Resources
Studies
Thoughtful analysis, market research and evidence-based insights to guide clients through an ever-changing landscape.
Resources
Knowledge Hub
Expert-led articles breaking down the latest on pensions and retirement, tax planning, estate planning, mortgages and more.
Find out what we offer
Start the conversation
Appointment
Free first meeting
Talk to an expert at Lumin. The first meeting is free of charge, with no obligation.
Contact
We'll contact you
Have a question, or would you like to speak to an expert? We'll be happy to call you.
our platform
WealthZentrum
WealthZentrum is our investment platform available to Lumin Wealth clients.
