Could you become an ISA millionaire with these key steps?
ISAs can form an important part of an overall and joined-up financial plan. We explore how investors can optimise their tax-free ISA returns – and potentially achieve a portfolio worth over £1,000,000 in the process.
Does your child have the wrong type of ISA?
It’s never too early to start saving for your children’s future. But junior cash ISAs compare less favourably to their stocks and shares counterparts when it comes to long-term returns.
Is buying an annuity a good use of your hard-earned pension funds?
Annuities have historically been a popular option for pension savers, but low current rates mean that pension pot holders may be better off opting for a ‘flexible drawdown’ approach.
Rising rates – what does it mean for your finances?
Interest rates have hit their highest point since 2009, with rates jumping in the first few months of the year. But how will this affect consumers’ personal finances, and what action should you take amid an environment of rising interest rates and high inflation?
Five top financial tips for the 2022/23 tax year
We highlight five financial tips to implement in the 2022/23 tax year, including maximising pension plan contributions, using your ISA annual allowance, and how to counter the erosive effect of inflation.
Watch out for excessive costs and charges
Numerous research studies confirm the benefits of financial advice, but excessive fees or costs can be a major barrier to growing your wealth over time. This is akin to driving with the handbrake on.
How green are your investments?
Many investors wonder how they can support sustainable investments in the wake of the UN Climate Change Conference in Glasgow (COP 26). Transparent reporting and independent ESG scores can provide answers.
UK inflation surpasses 11%: Stop the erosion of your savings
Do you have money sitting in cash accounts from a financial windfall or tax-free pension lump sum, or do you have cash ISAs? Many cash accounts are losing value over time.
