Knowledge hub

Care in later life comes with a hefty price tag, with average care costs in the UK frequently exceeding £100,000 per year. That is why baking flexibility into your retirement plan is essential for your own peace of mind.

Listen to our podcast on: How annuities work: Securing income for the future

April delivered a sharp reversal in sentiment as global equities surged back to record highs, powered by renewed AI optimism and easing fears around central bank policy. But beneath the rally, rising oil prices, stubborn inflation pressures, and climbing bond yields are reminding investors that volatility remains firmly in play.
Environmental, Social and Governance (ESG) investments have gained significant popularity in recent years. But hype and misleading marketing means every claim demands careful scrutiny.
People are increasingly parking large sums of money in cash, unaware that a combination of inflation and tax slowly take it away from you. There is therefore one truth that cannot be overlooked – cash is not king.
In this episode of our 'Financial Illumination' podcast, James Corcoran and Jack Dudley dive into the role annuities can play in a retirement plan. They explore how annuities work, why they matter, the risks associated with them and how they can potentially help you build steady, stress-free income throughout retirement.
A new tax year is not just a date on the calendar – it is an optimal chance to earn, save and protect more of your money. Cut your 2026/27 tax bill with these core financial planning considerations.
Conflict in the Middle East drove market volatility throughout March 2026, as rising energy prices renewed inflation concerns led investors to reassess expectations for central bank interest rate cuts.
There are widespread claims that ESG investing positively impacts the climate and society – as well as delivers better returns compared with traditional approaches. But do these claims hold up under scrutiny? Professor Alex Edmans reveals where the reality diverges from the rhetoric.
With a new tax year, comes new rules. This means that from 6 April, many new measures will be taking effect – likely changing the course of your financial planning strategy.
Managing Inheritance Tax (IHT) is a cornerstone of effective estate planning. But what exactly is IHT, and how does it work in practice?
While markets moved higher, February reminded investors that leadership can shift quickly.
Recent events in the Middle East have understandably unsettled investors. But history consistently reminds us of one thing: investors who stay diversified and ride out volatility are often the ones who come out ahead.

Discover lumin news

Read our publication covering essential financial planning ideas