Financial planning can help small business owners navigate their company ‘life cycle’
From inception and growth to risk management, strategic investments, and exit planning, expert, independent advice can help to steer a business towards financial success.
Keep your wealth ‘engine’ running smoothly with a financial MOT
Just as your car needs an annual MOT, it’s important to look under the bonnet and ensure your financial ’engine’ is in good working order. A new tax year provides a natural opportunity to take stock of your wealth-building strategy.
Don’t inadvertently limit yourself to £10,000 pension contributions
Accessing pension benefits can come with a major trap. Triggering the Money Purchase Annual Allowance places a limit on all further contributions.
How small business owners can get ‘cut-price’ insurance against a serious illness
Directors can cut the net-of-tax costs of insurance through a company policy. Cover can include cancer, heart attacks and other critical illnesses.
Achieve your investment goals (earlier) by selecting the right funds
Professional investment management expertise can help to avoid pitfalls including investing in undesirable funds, and paying excessive fees.
A number of global stock markets are at record highs – should you invest now, or wait?
The positive return outlook for equity over long periods speaks for investing your money as soon as you can. Global equities can complement UK holdings.
Small business owners: What income do mortgage lenders recognise?
Small business owners often have a unique financial structure, but an experienced mortgage adviser can help company directors find their way through the mortgage income maze and source the best possible deal.
Financial planning for small business owners: Tips for cutting your tax bill
How can family-run businesses navigate the tax maze and implement financial efficiencies, while also incorporating a robust succession plan?
What do falling interest rates mean for your mortgage deal?
The rate cuts activated by lenders at the start of January are a positive sign for borrowers. But rate monitoring remains crucial in terms of finding the best deal.
Key tips for cutting your tax bill before the end of the tax year
Counter the cost of living squeeze by making full use of available annual allowances and exemptions. Substantial savings can be made by optimising pensions and ISAs, and by disciplined use of your capital gains tax exemption.
