Achieve your investment goals (earlier) by selecting the right funds
Professional investment management expertise can help to avoid pitfalls including investing in undesirable funds, and paying excessive fees.
A number of global stock markets are at record highs – should you invest now, or wait?
The positive return outlook for equity over long periods speaks for investing your money as soon as you can. Global equities can complement UK holdings.
Small business owners: What income do mortgage lenders recognise?
Small business owners often have a unique financial structure, but an experienced mortgage adviser can help company directors find their way through the mortgage income maze and source the best possible deal.
Financial planning for small business owners: Tips for cutting your tax bill
How can family-run businesses navigate the tax maze and implement financial efficiencies, while also incorporating a robust succession plan?
What do falling interest rates mean for your mortgage deal?
The rate cuts activated by lenders at the start of January are a positive sign for borrowers. But rate monitoring remains crucial in terms of finding the best deal.
Key tips for cutting your tax bill before the end of the tax year
Counter the cost of living squeeze by making full use of available annual allowances and exemptions. Substantial savings can be made by optimising pensions and ISAs, and by disciplined use of your capital gains tax exemption.
Pursue your personal investment strategy by bringing pensions together
Combining old ‘defined contribution’ pension schemes into one plan can lead to a reduced administrative burden, lower fees, and better long-term investment outcomes.
Pension contribution allowances left over from the 2020/21 tax year must be used before 6 April
Using up unused annual allowances from previous tax years can provide a healthy boost to your pension. But any remaining annual allowance from 2020/21 must be used in the current tax year, or it will be permanently lost.
Is cash really king? Watch out for the short-term cash trap
Savers are finding comfort in higher rates, but interest earned on cash is rarely sufficient to expand wealth. Investments offer greater return potential in the long run.
Funding school fees by remortgaging
A specialist broker can help you find the best deal if you’re looking to borrow against your home to cover the cost of school fees.
