Business owners: the benefits of a small self-administered pension
Small self-administered pension schemes offer a number of valuable features for business owners seeking to optimise their retirement strategy, including tax efficiencies and unique investment opportunities.
Why more people are considering annuities as part of a blended retirement solution
Opting for a mix of an annuity purchase and flexible drawdown can help savers enjoy the security of a guaranteed income in retirement, without sacrificing flexibility and investment returns.
How to ensure fair outcomes for blended families
For families with step-children a robust succession plan can help ensure that assets stay within bloodlines, while providing clarity and peace of mind for all parties.
How to secure a new mortgage deal and lessen the pain
Mortgage interest rates have increased dramatically since the start of 2022, and have started spiking further since May this year. But there are various levers you can pull on to reduce the impact when your fixed-rate deal is expiring.
What do sky-high interest rates mean for your finances?
Interest rates have soared to a 15-year peak, with the Bank of England recently raising the base rate to 5%, while inflation remains stubbornly high. But how will this affect your personal finances, and what action could you consider taking?
Does it take a million or more for a comfortable retirement?
Inflation has remained stubbornly high, with the average UK household facing living costs that are around 20% higher than a couple of years ago. But what does this mean for your retirement?
What can business owners consider under the higher tax regime?
Company directors face a challenging tax climate. But prudent financial planning can help to mitigate tax bills and boost retirement assets.
Remortgaging: Ways to lessen the impact of higher rates
Many borrowers face much more expensive new mortgage deals after rates shot up over the past year. But a disciplined strategy could save thousands of pounds.
