Pursue your personal investment strategy by bringing pensions together
Combining old ‘defined contribution’ pension schemes into one plan can lead to a reduced administrative burden, lower fees, and better long-term investment outcomes.
Pension contribution allowances left over from the 2020/21 tax year must be used before 6 April
Using up unused annual allowances from previous tax years can provide a healthy boost to your pension. But any remaining annual allowance from 2020/21 must be used in the current tax year, or it will be permanently lost.
Is cash really king? Watch out for the short-term cash trap
Savers are finding comfort in higher rates, but interest earned on cash is rarely sufficient to expand wealth. Investments offer greater return potential in the long run.
Funding school fees by remortgaging
A specialist broker can help you find the best deal if you’re looking to borrow against your home to cover the cost of school fees.
How to generate retirement income with a minimal tax burden
During retirement the taxation picture undergoes a fundamental shift for most people. With the right planning, and careful use of allowances, a couple can significantly lighten their tax load.
Protecting the family home with mortgage protection life insurance
Having adequate cover in place can provide an important safety net for dependents in the event of an unexpected passing.
What next for buy-to-let investors?
The buy-to-let sector has gone through tough times, but interest rates are stabilising and mortgage product availability is improving.
Business owners: the benefits of a small self-administered pension
Small self-administered pension schemes offer a number of valuable features for business owners seeking to optimise their retirement strategy, including tax efficiencies and unique investment opportunities.
Why more people are considering annuities as part of a blended retirement solution
Opting for a mix of an annuity purchase and flexible drawdown can help savers enjoy the security of a guaranteed income in retirement, without sacrificing flexibility and investment returns.
How to ensure fair outcomes for blended families
For families with step-children a robust succession plan can help ensure that assets stay within bloodlines, while providing clarity and peace of mind for all parties.
