Autumn Budget: How Labour might change pension taxation and capital gains tax
We take a closer look at some of the potential reforms that the new government could implement on 30 October.
Rate monitoring could save (tens of) thousands on mortgage costs
Lower interest rates are on the horizon. It can be very lucrative for homeowners to monitor rates between getting a new mortgage offer, and the new rate kicking in.
Monthly markets review – August 2024
A sharp shock to share markets in August was followed by a gradual recovery and more settled conditions. Read on for our latest market commentary for the month of August 2024.
What are the key factors to consider if you decide to ‘un-retire’
Lucrative consultancy work can draw retirees back to the workplace. But returning to work has important implications and consequences for your pension(s).
How to deal with an inheritance tax liability if you inherit a large sum
Coming into an inheritance can lead to unexpected tax problems. But a gifting strategy and tax-efficient investing via pensions can mitigate these issues. Early planning can avoid this scenario altogether.
Are you potentially overpaying for the financial advice you receive?
Recent regulatory scrutiny has led to more savers paying closer attention to the total costs of financial advice. Paying excessive or unwarranted fees can substantially hinder long-term wealth-building.
Build a ‘pot for life’ for your children with early investing
Making small, monthly pension or ISA contributions can give children a hugely valuable pot of money for later life. The key to success lies in starting early.
How do you pay £200,000 into a pension fund?
Carrying forward unused annual allowances from prior tax years can allow certain savers to pay a large sum into a pension. This can be particularly beneficial for small business owners.
How much tax-free cash can you unlock from pensions via the new lump sum allowance?
The scrapping of the lifetime allowance (LTA) in the 2023 Spring Budget created a number of new planning opportunities for pension savers who may have reached the LTA limit, but not taken their full tax-free cash entitlement.
Constructing a retirement plan: How to avoid the most common mistakes
An effective retirement plan can help you accumulate wealth tax-efficiently, and ensure you are in the best possible shape for retirement. But there are pitfalls to watch out for. This article highlights some common retirement mistakes.
