Market update – 2024 in review
2024 was a good year for multi-asset portfolios, with markets demonstrating resilience amid a dynamic and volatile environment. Risk assets saw robust returns.
From April 2027 unused pension assets will be liable for inheritance tax. What can you do to prepare?
With unused pension funds set to form part of the estate, savers with large pension pots will be considering their options. With the right planning you can negate or reduce an IHT liability.
Monthly Markets Review – November 2024
US equity markets rallied in November, in the wake of Donald Trump’s election victory. Equities were buoyed by expectations that his policy programme will lift growth, lower taxes and cut regulation.
Don’t leave cash on the sidelines in the face of shrinking interest rates
Many people have large amounts of money in savings accounts, but holding too much cash in short-term products can be detrimental to wealth-building efforts. With savings rates falling, you risk sabotaging long-term returns.
Help loved ones onto the property ladder – without knock-on tax implications
Joint borrower-sole proprietor mortgages can be an ideal solution to help children and/or grandchildren with a first property purchase.
What are your options if you took your pension tax-free cash ahead of the Budget?
There are a number of solutions available to those who recently accessed their tax-free pension cash. In some cases, a combination of measures can represent the best solution.
Monthly markets review – October 2024
Markets paused for breath in October, as investors became more concerned about longer-term inflation.
What does the US Election result mean for your investments?
The United States has voted: Donald Trump is returning to the White House as President. This raises the question for many as to how this decision will affect financial markets.
Budget round-up: Tax changes to capital gains, pensions and IHT
Chancellor Rachel Reeves’ first Budget has introduced a number of changes to the tax regime. This article rounds up the key changes and explores some of the consequences for your personal finances.
Monthly markets review – September 2024
Markets returns were positive in September, with some dispersion in equity returns. Read on for our latest market commentary for the month of September 2024.
