A blended retirement strategy: Annuities alongside drawdown
Combining an annuity with flexible pension withdrawals allows savers to secure a guaranteed income in retirement, without sacrificing flexibility and returns potential.
Monthly markets review – April 2025
April 2025 was marked by a surge in market volatility driven by US tariffs actions, with global equities under pressure, bond markets swinging sharply, and gold hitting record highs.
Active vs. passive investing: Why there is a place for both types of investing in your portfolio
This article explains why active and passive approaches can complement each other to create an effective investment portfolio.
Top tips to save money and set your finances up for success in the new tax year
Strategic early planning unlocks more financial opportunities and ensures you make the most of tax-saving opportunities. Here we highlight some key considerations for the 2025/26 tax year.
Job-changers: Take the opportunity to set your pension pot up for life
A new job can be a life-changing opportunity. But it’s also a great chance for many savers to evaluate their workplace/personal pension planning. Reap financial rewards by getting your pension(s) on the right track now.
Monthly markets review – March 2025
In March 2025, global financial markets faced significant volatility, primarily due to escalating trade tensions and anticipated tariff implementations by the United States.
The advantages of investing for income during retirement
Income-focused investing can shield savers from market risks in retirement, while generating a consistent cash flow to live off.
Is your bank helping or hindering your savings and investments?
UK customers can stay loyal to their main bank for many years – if not decades. But banks aren’t always putting you and your hard-earned money first.
Should I choose a fixed or variable rate for my mortgage?
Choosing between a fixed or variable rate depends on your financial goals, risk tolerance, and the length of time you plan to stay in your home.
Trump’s tariff threats also hurt his own country
European equities have performed much better than US equities since the beginning of the year. At the same time, US Treasury yields have fallen. It is quite possible that the US will also harm its own economy with its tariff policy.
