Top tips to save money and set your finances up for success in the new tax year
Strategic early planning unlocks more financial opportunities and ensures you make the most of tax-saving opportunities. Here we highlight some key considerations for the 2025/26 tax year.
Job-changers: Take the opportunity to set your pension pot up for life
A new job can be a life-changing opportunity. But it’s also a great chance for many savers to evaluate their workplace/personal pension planning. Reap financial rewards by getting your pension(s) on the right track now.
Monthly markets review – March 2025
In March 2025, global financial markets faced significant volatility, primarily due to escalating trade tensions and anticipated tariff implementations by the United States.
The advantages of investing for income during retirement
Income-focused investing can shield savers from market risks in retirement, while generating a consistent cash flow to live off.
Is your bank helping or hindering your savings and investments?
UK customers can stay loyal to their main bank for many years – if not decades. But banks aren’t always putting you and your hard-earned money first.
Should I choose a fixed or variable rate for my mortgage?
Choosing between a fixed or variable rate depends on your financial goals, risk tolerance, and the length of time you plan to stay in your home.
Trump’s tariff threats also hurt his own country
European equities have performed much better than US equities since the beginning of the year. At the same time, US Treasury yields have fallen. It is quite possible that the US will also harm its own economy with its tariff policy.
Monthly markets review – February 2025
US stocks fell in February, while European shares outperformed. Bond yields fell (meaning prices rose) amid signs of rising risks to growth.
Last chance to fill old gaps in your State Pension entitlement
Savers have one last chance to buy missing National Insurance years from 2006 to 2016, before 5 April 2025. Filling gaps in your record can provide a significant boost to your annual State Pension.
Minimise your tax liabilities by applying these simple end-of-tax-year tips
Many savers are facing a heavier tax load, in light of recent tax changes. This makes it more important than ever to make full use of existing tax shelters, such as pensions and ISAs, before the 5 April.
