Monthly markets review – February 2025
US stocks fell in February, while European shares outperformed. Bond yields fell (meaning prices rose) amid signs of rising risks to growth.
Last chance to fill old gaps in your State Pension entitlement
Savers have one last chance to buy missing National Insurance years from 2006 to 2016, before 5 April 2025. Filling gaps in your record can provide a significant boost to your annual State Pension.
Minimise your tax liabilities by applying these simple end-of-tax-year tips
Many savers are facing a heavier tax load, in light of recent tax changes. This makes it more important than ever to make full use of existing tax shelters, such as pensions and ISAs, before the 5 April.
Monthly markets review – January 2025
It was a strong start to 2025 for investors, with both equities and bonds broadly delivering positive returns.
Is now a good time to invest in UK government bonds?
Many UK government bonds, or gilts, are currently trading below their nominal value. High earners can benefit from attractive after-tax yields, thanks to tax-free capital gains.
Business owners: How to exit tax-efficiently – and what to do with the proceeds
Small business owners can use a number of allowances and planning measures to
ensure their exit is tax-efficient, and that they make good use of post-exit assets.
Market update – 2024 in review
2024 was a good year for multi-asset portfolios, with markets demonstrating resilience amid a dynamic and volatile environment. Risk assets saw robust returns.
From April 2027 unused pension assets will be liable for inheritance tax. What can you do to prepare?
With unused pension funds set to form part of the estate, savers with large pension pots will be considering their options. With the right planning you can negate or reduce an IHT liability.
Monthly Markets Review – November 2024
US equity markets rallied in November, in the wake of Donald Trump’s election victory. Equities were buoyed by expectations that his policy programme will lift growth, lower taxes and cut regulation.
Don’t leave cash on the sidelines in the face of shrinking interest rates
Many people have large amounts of money in savings accounts, but holding too much cash in short-term products can be detrimental to wealth-building efforts. With savings rates falling, you risk sabotaging long-term returns.
