The advantages of investing for income during retirement
Income-focused investing can shield savers from market risks in retirement, while generating a consistent cash flow to live off.
Is your bank helping or hindering your savings and investments?
UK customers can stay loyal to their main bank for many years – if not decades. But banks aren’t always putting you and your hard-earned money first.
Should I choose a fixed or variable rate for my mortgage?
Choosing between a fixed or variable rate depends on your financial goals, risk tolerance, and the length of time you plan to stay in your home.
Trump’s tariff threats also hurt his own country
European equities have performed much better than US equities since the beginning of the year. At the same time, US Treasury yields have fallen. It is quite possible that the US will also harm its own economy with its tariff policy.
Monthly markets review – February 2025
US stocks fell in February, while European shares outperformed. Bond yields fell (meaning prices rose) amid signs of rising risks to growth.
Last chance to fill old gaps in your State Pension entitlement
Savers have one last chance to buy missing National Insurance years from 2006 to 2016, before 5 April 2025. Filling gaps in your record can provide a significant boost to your annual State Pension.
Minimise your tax liabilities by applying these simple end-of-tax-year tips
Many savers are facing a heavier tax load, in light of recent tax changes. This makes it more important than ever to make full use of existing tax shelters, such as pensions and ISAs, before the 5 April.
Monthly markets review – January 2025
It was a strong start to 2025 for investors, with both equities and bonds broadly delivering positive returns.
Is now a good time to invest in UK government bonds?
Many UK government bonds, or gilts, are currently trading below their nominal value. High earners can benefit from attractive after-tax yields, thanks to tax-free capital gains.
Business owners: How to exit tax-efficiently – and what to do with the proceeds
Small business owners can use a number of allowances and planning measures to
ensure their exit is tax-efficient, and that they make good use of post-exit assets.
