Turn your interest-only mortgage into a wealth-building machine
An interest-only mortgage isn’t just risk – it’s an opportunity. But without a long-term strategy, you could miss its potential and face an avoidable financial setback.
Lumin backs 3,500 mile Atlantic row
With Lumin proudly sponsoring this team of veterans across the Atlantic, discover the story behind the challenge and what it truly means to look beyond the horizon, both on the ocean and in life.
Budget speculation round-up: What’s being discussed and why it matters
With the arrival of autumn comes growing anticipation around the Chancellor’s upcoming Budget and the potential tax changes it may bring. Here, we round up what to expect.
ETF study: An investor’s guide to a booming market
Every year, so many ETFs are released that it becomes increasingly complex for investors to select the right ones. A new Lumin study provides clarity on the ETF market.
Monthly markets review – August 2025
August was a month of surprises – from unexpected rate cuts in the UK to soaring U.S. tech stocks riding the AI wave, markets were anything but quiet.
Trump, market volatility and the value of being diversified
In volatile markets, it’s tempting to chase short-term gains or flee risk altogether. But history is clear: those who stay diversified and invested are the ones most likely to succeed over time.
You’ve inherited a lump sum – what now?
It’s an emotional and potentially life-changing moment. But without a clear plan, the risks of not optimising your inheritance is significant. Here’s how you should approach it.
Monthly markets review – July 2025
Stock markets around the world reached record highs in July, driven by strong earnings and progress in trade negotiations. While tariff risks remain elevated, the shift from threats to agreements lifted sentiment.
Lumin Portfolio Check: Analysis and tips from our experts
Our Portfolio Check helps clients assess whether their current investment mix is well-positioned for today’s market conditions. Let’s take a look at a recent example, along with analysis and tips from Investment Manager, Elliott Frost.
The Inheritance Tax (IHT) time bomb: Why waiting could cost your family
The longer you delay planning, the harder it hits. In fact, doing nothing until later in life could cost your beneficiaries hundreds of thousands of pounds.
