Our Financial Consultants / Paraplanners
Matt Sheach
Financial Consultant
Matt is a Financial Consultant who joined Lumin in 2021. He obtained his Level 4 Diploma in Regulated Financial Planning in 2022 and his Level 3 certificate in Equity Release in 2023. Matt enjoys helping his clients meet their objectives in a caring and professional manner via a holistic approach. In addition to wider financial planning, he specialises in more technical investment vehicles including those in trusts.
Qualifications
Ancient History (BA Hons), PGCE with Maths Specialism, University of Warwick, DipPFS
Insights by Matt Sheach
Don’t miss out on pension tax-free cash after age 75
Many retirees don’t realise that after age 75, pension rules change dramatically – and not in your family’s favour. Without the right planning, a significant chunk of your hard-earned pension funds can be eaten up by tax.
How small business owners can get ‘cut-price’ insurance against a serious illness
Directors can cut the net-of-tax costs of insurance through a company policy. Cover can include cancer, heart attacks and other critical illnesses.
Pursue your personal investment strategy by bringing pensions together
Combining old ‘defined contribution’ pension schemes into one plan can lead to a reduced administrative burden, lower fees, and better long-term investment outcomes.
