How much money do I need to retire?
Is there a magic retirement number, or does it depend on your lifestyle, spending and financial circumstances? Harvey Armstrong and Alan Pereira explore how to work out how much you need for retirement and how to build a sustainable retirement plan.
Should you review your investments ahead of potential tax changes?
Speculation has been rife over what the Burnham-led government means for UK tax policy. It’s therefore triggering many investors to ask the familiar question: What can I do before the 2026 Autumn Budget?
ISA changes 2027 explained: Cash ISAs, investments & Capital Gains Tax | Financial Illumination podcast
In this episode of Financial Illumination, Financial Planning Manager, James Corcoran, is joined by Financial Consultant, Jack Dudley, to break down the latest changes affecting Cash ISAs, Stocks & Shares ISAs and General Investment Accounts, and what they could mean for your long-term financial planning. The conversation explores the proposed reduction in the Cash ISA […]
Have you built a financial plan or just collected investments?
Owning investments might feel secure, but without a robust financial plan, they run the risk of becoming little more than a collection of assets – impressive on paper, but directionless in practice.
Ask our Expert: Gifting out of surplus income
Financial expert Matt Sheach offers expert insight to your most important questions around gifting out of surplus income – from when a gift qualifies to how to document it correctly.
Selling a business? The Inheritance Tax (IHT) pitfalls you can avoid
Selling a business can be lucrative opportunity. However, Inheritance Tax (IHT) is a key concern for many sellers, making it a central focus of post-sale financial planning.
When care costs arise, will you be ready?
Care in later life comes with a hefty price tag, with average care costs in the UK frequently exceeding £100,000 per year. That is why baking flexibility into your retirement plan is essential for your own peace of mind.
Is your “safe” cash quietly losing you thousands?
People are increasingly parking large sums of money in cash, unaware that a combination of inflation and tax slowly take it away from you. There is therefore one truth that cannot be overlooked – cash is not king.
How annuities work: Securing income for the future
In this episode of our ‘Financial Illumination’ podcast, James Corcoran and Jack Dudley dive into the role annuities can play in a retirement plan. They explore how annuities work, why they matter, the risks associated with them and how they can potentially help you build steady, stress-free income throughout retirement.
Turn the new tax year into significantly extra income
A new tax year is not just a date on the calendar – it is an optimal chance to earn, save and protect more of your money. Cut your 2026/27 tax bill with these core financial planning considerations.
