Ask our Expert: Gifting out of surplus income
Financial expert Matt Sheach offers expert insight to your most important questions around gifting out of surplus income – from when a gift qualifies to how to document it correctly.
Selling a business? The Inheritance Tax (IHT) pitfalls you can avoid
Selling a business can be lucrative opportunity. However, Inheritance Tax (IHT) is a key concern for many sellers, making it a central focus of post-sale financial planning.
When care costs arise, will you be ready?
Care in later life comes with a hefty price tag, with average care costs in the UK frequently exceeding £100,000 per year. That is why baking flexibility into your retirement plan is essential for your own peace of mind.
Is your “safe” cash quietly losing you thousands?
People are increasingly parking large sums of money in cash, unaware that a combination of inflation and tax slowly take it away from you. There is therefore one truth that cannot be overlooked – cash is not king.
How annuities work: Securing income for the future
In this episode of our ‘Financial Illumination’ podcast, James Corcoran and Jack Dudley dive into the role annuities can play in a retirement plan. They explore how annuities work, why they matter, the risks associated with them and how they can potentially help you build steady, stress-free income throughout retirement.
Turn the new tax year into significantly extra income
A new tax year is not just a date on the calendar – it is an optimal chance to earn, save and protect more of your money. Cut your 2026/27 tax bill with these core financial planning considerations.
Is your pension IHT-proof or about to take the hit?
With pensions falling into the IHT net from April 2027, taking the necessary steps now can help protect your legacy before the changes move against you.
Ask our Expert: Your financial planning questions answered
Financial expert Ben Mitson offers expert insight to your most crucial money questions – from tax-efficient ISA withdrawals and gifting strategies, to when you should purchase an annuity.
Should I consider Relevant Life Insurance?
Looking for a simple, tax-efficient way to provide life cover for company directors and employees? Relevant Life Insurance (RLI) could be the optimal solution.
Mortgage affordability: Why UK banks are lending bigger
Homeownership just got a lot more doable. Lower rates, looser rules, and quirky new products mean lenders are handing out bigger loans. So what exactly is driving this shifting mortgage landscape?
