Monthly markets review – January 2026

January saw both global equities and bonds finish in positive territory. Precious metals stole the headlines as they rocketed to all-time highs, highlighting lingering geopolitical uncertainty across the globe.

Don’t miss out on pension tax-free cash after age 75

Many retirees don’t realise that after age 75, pension rules change dramatically – and not in your family’s favour. Without the right planning, a significant chunk of your hard-earned pension funds can be eaten up by tax.

Lumin backs 3,500 mile Atlantic row

With Lumin proudly sponsoring this team of veterans across the Atlantic, discover the story behind the challenge and what it truly means to look beyond the horizon, both on the ocean and in life.

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