Have you built a financial plan or just collected investments?
Owning investments might feel secure, but without a robust financial plan, they run the risk of becoming little more than a collection of assets – impressive on paper, but directionless in practice. In your working life, you may have built a combination of workplace pensions, Stocks & Shares ISAs, property investments and various savings accounts. […]
What is financial procrastination really costing you and your family?
“I’ll look into it next week” is a common thought when it comes to financial planning. But delaying big financial decisions has costly implications that compound quickly over time.
What’s changing from 6 April? New rules to be aware of this tax year
With a new tax year, comes new rules. This means that from 6 April, many new measures will be taking effect – likely changing the course of your financial planning strategy.
Monthly markets review – February 2026
While markets moved higher, February reminded investors that leadership can shift quickly.
Monthly markets review – January 2026
January saw both global equities and bonds finish in positive territory. Precious metals stole the headlines as they rocketed to all-time highs, highlighting lingering geopolitical uncertainty across the globe.
Don’t miss out on pension tax-free cash after age 75
Many retirees don’t realise that after age 75, pension rules change dramatically – and not in your family’s favour. Without the right planning, a significant chunk of your hard-earned pension funds can be eaten up by tax.
Lumin backs 3,500 mile Atlantic row
With Lumin proudly sponsoring this team of veterans across the Atlantic, discover the story behind the challenge and what it truly means to look beyond the horizon, both on the ocean and in life.
