Is there a magic retirement number, or does it depend on your lifestyle, spending and financial circumstances? Harvey Armstrong and Alan Pereira explore how to work out how much you need for retirement and how to build a sustainable retirement plan.
Speculation has been rife over what the Burnham-led government means for UK tax policy. It’s therefore triggering many investors to ask the familiar question: What can I do before the 2026 Autumn Budget?
Listen to our podcast on: ISA Changes 2027 Explained: Cash ISAs, Investments & Capital Gains Tax | Lumin Wealth
Owning investments might feel secure, but without a robust financial plan, they run the risk of becoming little more than a collection of assets – impressive on paper, but directionless in practice.
With Space X recently initiating the largest IPO (Initial Public Offering) in history, and other big players set to follow suit, investors are increasingly wondering about the impact this will have on financial markets and the global trackers they’ve spent so long invested in.
July delivered a rare bright spot for UK investors: as global markets stumbled, UK equities surged 3.6%. But with inflation, oil and interest rates still pulling in different directions, can the UK’s outperformance last?
“I’ll look into it next week” is a common thought when it comes to financial planning. But delaying big financial decisions has costly implications that compound quickly over time.
While political transitions often generate uncertainty, they can also reshape the investment landscape – making it a crucial time for investors to understand the potential risks and opportunities that may lie ahead.
A calmer inflation backdrop and lower bond yields provided support in June, though markets remained alert to shifting central bank policy and global developments.
Financial expert Matt Sheach offers expert insight to your most important questions around gifting out of surplus income – from when a gift qualifies to how to document it correctly.
Selling a business can be lucrative opportunity. However, Inheritance Tax (IHT) is a key concern for many sellers, making it a central focus of post-sale financial planning.
