Job-changers: What room for improvement does your pension have?
Take stock: Assess your life insurance provisions and retirement planning. Is your workplace pension(s) the best place to invest a lifetime’s earnings?
The advantages of discretionary fund management
A discretionary fund management model can lead to saved time, peace of mind and significantly improved financial efficiencies via the timely implementation of buy and sell orders.
Investing during a recession outlook
Political and economic headwinds are causing uncertainty in financial markets, as high inflation and interest rates bite. But what do investors need to consider amid these tough market conditions?
The tax efficiencies of offshore bonds
Offshore bonds can be a valuable tax planning tool for high earners who max out annual pension and ISA allowances. They also have a number of estate planning advantages that can help to reduce inheritance tax bills.
Why enterprise investment schemes appeal to high earners
High earners and high-net-worth individuals often exhaust available tax shelters, such as pensions and ISAs. But there are less commonly known solutions that can provide valuable tax efficiencies for those in this position.
Could you become an ISA millionaire with these key steps?
ISAs can form an important part of an overall and joined-up financial plan. We explore how investors can optimise their tax-free ISA returns – and potentially achieve a portfolio worth over £1,000,000 in the process.
Does your child have the wrong type of ISA?
It’s never too early to start saving for your children’s future. But junior cash ISAs compare less favourably to their stocks and shares counterparts when it comes to long-term returns.
Reduce IHT bills with an equity release and gifting strategy
Many families have a substantial amount of cash tied up in the family home, which could limit your estate planning options and ability to effectively mitigate inheritance tax charges.
Unlock cash trapped in your home with a lifetime mortgage
Equity release frees up tax-free cash that’s tied up in your property, while you continue to live in your home. Read on to find out if this could be the right option for you.
Is buying an annuity a good use of your hard-earned pension funds?
Annuities have historically been a popular option for pension savers, but low current rates mean that pension pot holders may be better off opting for a ‘flexible drawdown’ approach.
