LUMIN WEALTH
Experts in financial
planning matters.
Personable financial advice and investment management, delivered by a fully dedicated team of Financial Consultants and Paraplanners.
about lumin
A Chartered firm, built on transparent, straightforward advice
Lumin provides personable financial advice and investment management services. With a fully dedicated team of Financial Consultants and Paraplanners, over 4,000 families trust us with their wealth management needs.
Through 1:1 consultations, our financial plans are geared toward growing and protecting wealth by optimising our clients’ income, assets, tax burden and financial security.
Founded in 2010 as a modern financial advice and investment firm with a competitive cost structure, Lumin has scaled to 120+ employees across six UK offices – St Albans, London, Beaconsfield, Reading, Bishop’s Stortford and Poole.
4,000+
Individuals trust Lumin with their wealth
£1.6bn+
Client assets managed
120+
Employees across six UK offices
Chartered
Financial Planners
Top 100
FT Adviser, 2025
New Model Adviser
Citywire Top 100, 2025
Goverment Commercial Agency
Service Supplier
the lumin journey
Over a decade of uninterrupted growth.
2010
Lumin is founded
Established as a modern financial advice and investment firm with a competitive cost structure.
2021
VZ-backed
Lumin joins VZ Group, Switzerland’s leading independent financial services provider, cementing our commitment to transparent, straightforward advice.
Today
A growing presence across the UK
120+ employees across six offices, serving over 4,000+ individuals with £1.6bn in client assets.
VZ Backed by Switzerland's leading IFA
From pioneer to market leader.
Matthias Reinhart and Max Bolanz founded VZ in 1993 to bring transparency to the Swiss insurance and banking industries – at a time when comparing the price and benefits of financial products was practically impossible.
Today, VZ Group encompasses a number of independent companies offering advice to individuals, companies and large organisations on all financial matters, employing around 1,700 people.
How Lumin helps clients
Advice built on four principles
01
Financial consulting free from conflict of interest
As a fee-based Chartered firm, our advice isn't tied to product commission.
02
In-depth expertise
A fully dedicated team of Financial Consultants and Paraplanners behind every plan.
03
Investing without experiments
Evidence-based portfolios built on proven, disciplined investment principles.
04
Cost-effective solutions
A competitive cost structure, without compromising on the quality of advice.
Working at Lumin
A fully dedicated team of Financial Consultants and Paraplanners
Personable financial advice starts with the people who deliver it. Lumin has scaled to 120+ employees across six UK offices, with uninterrupted growth since 2010.
120+
Employees
6
UK Offices
01
A dedicated team
Financial Consultants and Paraplanners working closely, 1:1 with clients.
02
Six offices, one firm
St Albans, London, Beaconsfield, Reading, Bishop’s Stortford and Poole.
03
Backed for growth
Part of VZ Group, supporting uninterrupted growth since 2010.
Sustainability
Our approach to responsible growth
Copy to be confirmed with the sustainability team — this section is a placeholder pending content sign-off.
How we can support you
Resources for every stage
Resources
Factsheets
A range of factsheets and mini-guides to help you stay up to date on key financial planning topics.
Resources
Newsletters
Financial planning and investment newsletters with timely insights, delivered to your inbox every month.
Resources
Podcast
Listen to our experts as they break down the latest financial topics you should be aware of.
Resources
Studies
Thoughtful analysis, market research and evidence-based insights to guide clients through an ever-changing landscape.
Find out what we offer
Start the conversation
Appointment
Free first meeting
Talk to an expert at Lumin. The first meeting is free of charge, with no obligation.
Contact
We'll contact you
Have a question, or would you like to speak to an expert? We'll be happy to call you.
our platform
WealthZentrum
WealthZentrum is an investment platform available to Lumin Wealth clients.
