Our Financial Consultants / Paraplanners
Sam Wilbraham
Financial Consultant
Sam joined Lumin in 2022 after completing a BA (Hons) in History at the University of Nottingham and is based in the St Albans office . He holds the Level 4 Diploma in Regulated Financial Planning and is working towards Chartered status. Sam supports clients with a broad range of financial planning needs, helping them build, protect, and manage their wealth through clear, practical advice. He enjoys giving bespoke advice to help clients with their individual situations.
Qualifications
BA (Hons) in History from the University of Nottingham, R01, R02, R03, R04, R05, R06, J10
Insights by Sam Wilbraham
Turn the new tax year into significantly extra income
A new tax year is not just a date on the calendar – it is an optimal chance to earn, save and protect more of your money. Cut your 2026/27 tax bill with these core financial planning considerations.
Beyond ESG or green labels: The opportunities, limitations and trade-offs
There are widespread claims that ESG investing positively impacts the climate and society – as well as delivers better returns compared with traditional approaches. But do these claims hold up under scrutiny? Professor Alex Edmans reveals where the reality diverges from the rhetoric.
