Our Mortgage Team
Peter Stokes
Mortgage Operations Director
Peter has worked in the mortgage industry since 1994, having previously been a regional mortgage manager for a large high street bank. He joined Davidson Deem in 1997, and has seen the company through many changes in regulation, as well as numerous advances in IT. In 2023 Lumin purchased Davidson Deem, when Peter then became Mortgage Operations Director. Peter holds the CIB level 3 in Mortgage Advice & Practice.
Qualifications
CIB level 3 in Mortgage Advice & Practice
Expertise
Insights by Peter Stokes
Mortgage affordability: Why UK banks are lending bigger
Homeownership just got a lot more doable. Lower rates, looser rules, and quirky new products mean lenders are handing out bigger loans. So what exactly is driving this shifting mortgage landscape?
Turn your interest-only mortgage into a wealth-building machine
An interest-only mortgage isn’t just risk – it’s an opportunity. But without a long-term strategy, you could miss its potential and face an avoidable financial setback.
Help loved ones onto the property ladder – without knock-on tax implications
Joint borrower-sole proprietor mortgages can be an ideal solution to help children and/or grandchildren with a first property purchase.
