Our Compliance & Risk
Michael Harden
Chief Compliance Officer | CCO
Michael Harden has over 25 years of experience in financial crime prevention and wealth management regulation, including major industry players and boutique firms. Previously, Michael was Head of Compliance at Netwealth Investments and Henderson Rowe, having previously run his own consultancy and held a diverse range of risk and compliance roles at Coutts, Brewin Dolphin and Kleinwort Benson. His expertise supports Lumin Wealth’s strong and strategic compliance framework.
Qualifications
International Compliance Association (ICA) Diploma in Compliance, Manchester University, Chartered Insurance Institute (CII) Certificate in Financial Planning 1, Securities & Investment Institute (SII) Investment Administration Qualification 1
Expertise
Insights by Michael Harden
The rise of romance scams and staying safe online
In today’s digital world, one of the fastest-growing threats is the romance scam – where criminals exploit emotions to steal money and personal information.
Phishing explained: Tricks, risks, and how to stay safe
Phishing is one of the most widespread and dangerous forms of cybercrime today – and it’s evolving fast
Telephone scams: What you need to know
As telephone fraud becomes more common, knowing how to recognise the warning signs can help protect you before it’s too late
