Our Financial Consultants / Paraplanners

Jade Riches

Senior Paraplanner & Team Leader

Jade joined Lumin in June 2017 and has over 12 years’ experience in the financial services industry, having previously worked for a large insurance company in their pensions and annuity department. Jade holds a Level 4 Diploma in Regulated Financial Planning, as well as Level 3 Certificate in Equity Release & Mortgage Advice, and a Level 3 Award in Financial Administration.

Qualifications

DipPFS; Cert CII (MP & ER)

Insights by Jade Riches

Turn the new tax year into significantly extra income

A new tax year is not just a date on the calendar – it is an optimal chance to earn, save and protect more of your money. Cut your 2026/27 tax bill with these core financial planning considerations.

Beyond ESG or green ­labels: The opportunities, limitations and trade-offs

There are widespread claims that ESG investing positively impacts the climate and society – as well as delivers better returns compared with traditional approaches. But do these claims hold up under scrutiny? Professor Alex Edmans reveals where the reality diverges from the rhetoric.

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Read our publication covering essential financial planning ideas