Andrew Towner

With over 30 years experience, Andrew joined Lumin as part of the Gresham Financial Strategies acquisition in 2026. His approach is to help individuals and families improve their financial wellbeing in clear, straightforward language so they can make confident, informed decisions about their financial future. His particular area of expertise is guiding clients through the complexities of retirement planning, pension consolidation, and creating sustainable income strategies for later life by giving clarity and reassurance at every stage.