Mortgage affordability: Why UK banks are lending bigger
Homeownership just got a lot more doable. Lower rates, looser rules, and quirky new products mean lenders are handing out bigger loans. So what exactly is driving this shifting mortgage landscape?
Turn your interest-only mortgage into a wealth-building machine
An interest-only mortgage isn’t just risk – it’s an opportunity. But without a long-term strategy, you could miss its potential and face an avoidable financial setback.
Should I choose a fixed or variable rate for my mortgage?
Choosing between a fixed or variable rate depends on your financial goals, risk tolerance, and the length of time you plan to stay in your home.
Help loved ones onto the property ladder – without knock-on tax implications
Joint borrower-sole proprietor mortgages can be an ideal solution to help children and/or grandchildren with a first property purchase.
Rate monitoring could save (tens of) thousands on mortgage costs
Lower interest rates are on the horizon. It can be very lucrative for homeowners to monitor rates between getting a new mortgage offer, and the new rate kicking in.
How to lock in the best mortgage deal for 6 months
Host and Senior Chartered Financial Planner James Corcoran is joined by Mortgage Director Brian Keane to discuss the current mortgage market and the importance of locking in the best possible mortgage deal Please be aware that anything discussed on this podcast should not be regarded as financial advice and when investing your capital is at […]
Small business owners: What income do mortgage lenders recognise?
Small business owners often have a unique financial structure, but an experienced mortgage adviser can help company directors find their way through the mortgage income maze and source the best possible deal.
What do falling interest rates mean for your mortgage deal?
The rate cuts activated by lenders at the start of January are a positive sign for borrowers. But rate monitoring remains crucial in terms of finding the best deal.
Funding school fees by remortgaging
A specialist broker can help you find the best deal if you’re looking to borrow against your home to cover the cost of school fees.
Protecting the family home with mortgage protection life insurance
Having adequate cover in place can provide an important safety net for dependents in the event of an unexpected passing.
