Financial planning for small business owners: Tips for cutting your tax bill
How can family-run businesses navigate the tax maze and implement financial efficiencies, while also incorporating a robust succession plan?
The McCloud Judgement – does this affect your pension?
Host and Senior Chartered Financial Planner James Corcoran is joined by Pensions Actuary Wendy Beaver to discuss a big issue affecting many people in the country right now, the McCloud judgement. What is it and does it affect you? Listen and find out. Please be aware that anything discussed on this podcast should not be […]
Key tips for cutting your tax bill before the end of the tax year
Counter the cost of living squeeze by making full use of available annual allowances and exemptions. Substantial savings can be made by optimising pensions and ISAs, and by disciplined use of your capital gains tax exemption.
Pursue your personal investment strategy by bringing pensions together
Combining old ‘defined contribution’ pension schemes into one plan can lead to a reduced administrative burden, lower fees, and better long-term investment outcomes.
Pension contribution allowances left over from the 2020/21 tax year must be used before 6 April
Using up unused annual allowances from previous tax years can provide a healthy boost to your pension. But any remaining annual allowance from 2020/21 must be used in the current tax year, or it will be permanently lost.
UK interest rates hit 15 year highs – what should you be doing?
Host and Senior Chartered Financial Planner James Corcoran is joined by Financial Consultant Ben Mitson to discuss one of the key concerns at the moment – that interest rates are at 15 year highs, and how that impacts borrowers, savers, and investors. Please be aware that anything discussed on this podcast should not be regarded […]
How to generate retirement income with a minimal tax burden
During retirement the taxation picture undergoes a fundamental shift for most people. With the right planning, and careful use of allowances, a couple can significantly lighten their tax load.
Protecting the family home with mortgage protection life insurance
Having adequate cover in place can provide an important safety net for dependents in the event of an unexpected passing.
Business owners: the benefits of a small self-administered pension
Small self-administered pension schemes offer a number of valuable features for business owners seeking to optimise their retirement strategy, including tax efficiencies and unique investment opportunities.
Why more people are considering annuities as part of a blended retirement solution
Opting for a mix of an annuity purchase and flexible drawdown can help savers enjoy the security of a guaranteed income in retirement, without sacrificing flexibility and investment returns.
