Having investments and pensions is one thing but do you have a clear financial plan for what they’re actually going to achieve?
In this episode of Financial Illumination, Jack Dudley and James Corcoran from Lumin Wealth explore the importance of having a structured financial plan, rather than simply letting investments and pensions build up in the background.
This episode of Financial Illumination covers:
- Why having a financial plan can give your money greater direction
- The difference between simply having investments and having a financial plan
- How cash flow modelling can help you plan for retirement
- Common pension and investment mistakes
- The risks of holding too much cash
- Pension lifestyle strategies and the potential impact on investment growth
- How to think about tax-efficient retirement income
- Why starting financial planning earlier can make a difference
- How financial planning can help you make more confident decisions about your money
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Whether you’re approaching retirement, building your wealth or simply wondering whether your current investments are working towards your long-term goals, this episode offers useful insights into creating a more intentional financial plan.
Like and subscribe to Lumin’s channels over on Spotify, Apple podcasts or YouTube so you don’t miss any future episodes.
Please note that the content of this podcast is for informational purposes only and should not be considered financial advice. As always, your capital is at risk when investing.
Lumin is authorised and regulated by the Financial Conduct Authority.
