Our story
Who we are
At Lumin we are passionate about customer service and have built our business on referrals from happy clients.
We offer independent advice and will always do what’s best for our clients.
We are a Chartered firm and have been consistently ranked among the top advisers in the UK according to the FT Adviser’s and New Model Adviser’s top 100 financial advice firm rankings.
Lumin was founded in 2010 by Managing Directors Martin Cotter and John Cusins as a modern financial advice and investment firm with a competitive cost structure. After 15 years of uninterrupted growth the business has more than 75 employees, with offices in St Albans, central London, Bishop’s Stortford, and Beaconsfield.
We have been part of VZ Group, Switzerland’s leading independent financial services firm, since May 2021. Together we are building out the breadth and depth of our financial planning and investment management services. The collaboration has cemented our core values of providing transparent, straightforward advice delivered by highly qualified professionals. Read our press release here
What our clients say about us
How we can support you
Resources
Factsheets
We produce a range of factsheets and mini-guides to help our clients and consumers stay up to date and informed about key financial planning topics.
Resources
Newsletters
Our financial planning and investment newsletters provide timely insights, delivered directly to your inbox every single month.
Resources
Podcast
Join Financial Planning Manager James Corcoran and Financial Consultant Jack Dudley as they discuss the financial topics you should be aware of.
Resources
Studies
Our studies provide thoughtful analysis, market research, and evidence-based insights to guide our clients through an ever-changing financial landscape.
Get the latest financial planning ideas delivered to your doorstep
This free publication is distributed to thousands of households three times a year. Serving as your go-to resource, it offers clear, expert guidance on the financial planning questions that matter most to you.
- Pensions & retirement
- Investments
- Mortgages
- Inheritance
- Protecting family & business
