Client Referral Scheme: Terms and conditions

  • You must be an existing Lumin Wealth client to refer friends and family.
  • Anyone referred must be over the age of 18, a resident of the UK, and not already an existing client of Lumin Wealth. Their application will be subject to Lumin Wealth’s approval.
  • This offer should only be sent by the referrer to people with whom they have an existing relationship such as friends and family and who consent to receiving this type of message.
  • Offer valid from 9 May 2024.
  • The reward is not redeemed immediately. Once the referred person has officially joined Lumin Wealth we will contact you with your reward.
  • We will not share your referral’s information with any third party, nor will we use it for marketing purposes.
  • There is no limit to the number of referrals the referrer can make, each will be eligible for the offer independently of the others.
  • Employees of Lumin Wealth are not eligible to participate in the Referral Scheme.
  • Lumin Wealth reserves the right to make the final decision on whether a referral qualifies for the scheme, and to modify or terminate the scheme at any time without prior notice.
  • By participating in the offer, you accept and agree to be bound by these terms and conditions.

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