Our Financial Consultants / Paraplanners
Joe Fisher
Financial Planning Manager / Chartered Financial Planner
Joe is a Chartered Financial Planner and is focused on providing clients and their families with long-term financial planning solutions. Alongside advising, Joe manages the St Albans team of Financial Consultants. Before joining Lumin in 2018, Joe worked as a capital markets analyst and reporting manager.
Qualifications
BA (Hons) APFS
Expertise
Insights by Joe Fisher
Autumn Budget 2026 changed the rules. What should you do now?
We take you through the confirmed changes and any financial planning actions that might be worth considering.
Budget speculation round-up: What’s being discussed and why it matters
With the arrival of autumn comes growing anticipation around the Chancellor’s upcoming Budget and the potential tax changes it may bring. Here, we round up what to expect.
What do falling interest rates mean for your mortgage deal?
The rate cuts activated by lenders at the start of January are a positive sign for borrowers. But rate monitoring remains crucial in terms of finding the best deal.
