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Scarlett Baxter-Davies

Receptionist

Scarlett joined Lumin in March 2025. She has over 10 years administrative experience, 7 of those working for a government body. She works with the advisers booking initial client meetings and is first point of contact within the St Albans office.

Qualifications

Insights by Scarlett Baxter-Davies

Turn the new tax year into significantly extra income

A new tax year is not just a date on the calendar – it is an optimal chance to earn, save and protect more of your money. Cut your 2026/27 tax bill with these core financial planning considerations.

Beyond ESG or green ­labels: The opportunities, limitations and trade-offs

There are widespread claims that ESG investing positively impacts the climate and society – as well as delivers better returns compared with traditional approaches. But do these claims hold up under scrutiny? Professor Alex Edmans reveals where the reality diverges from the rhetoric.

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Read our publication covering essential financial planning ideas